Sikakorabea Panyin Mfasoɔ: 21.50%
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Swift Lend

Sika ho nimdefoɔ ne nsɛm kyerɛwfoɔ a meyi me ho adi sɛ mɛhwɛ Swift Lend, adwumakuw a ɛde sika bosea ma wɔ fon so wɔ Gaana no mu pɛpɛɛpɛ. Adwumakuw yi bɔ ne ho dawuro sɛ ɛde sika bosea bɛma Gaanafoɔ ntɛm ara, a ɛyɛ pɛ na ɛho nhia sɛ obi de adwumayɛbea biara bɛto hɔ sɛ akyi. Yɛbɛhwɛ wɔn adwuma mu pɛpɛɛpɛ, afi wɔn bosea ahodoɔ so akosi wɔn sɛnea wɔgyina aguadi mu wɔ Gaana. Botae ne sɛ yɛde nsɛm a ɛyɛ nokware ne afotuo pa bɛma wɔn a wɔpɛ sɛ wɔbɔ bosea.

Swift Lend Ho Nsɛm Ne Sɛnea Wɔyɛɛ Adwuma Wɔ Gaana

Swift Lend yɛ adwumakuw a ɛde sika bosea ma nnipa wɔ fon so, a wɔn botae titiriw ne sɛ wɔbɛboa Gaanafoɔ a wɔgye akatua ne wɔn a wɔyɛ wɔn adwuma ankasa a wohia sika tiaa. Adwumakuw yi adwuma yɛ fon so koraa, a ɛkyerɛ sɛ wonni adwumayɛbea ankasa a nnipa kɔ hɔ. Wɔde wɔn ho too dwa wɔ afe 2024 mu, na ɛdɔɔso sɛ ɛnam wɔn dwumadie a ɛwɔ Gugel Plei so no so. Nanso, nsɛm a ɛfa adwumakuw yi ho pii da so ara yɛ kokoam.

Adwumakuw no yɛ adwuma wɔ din "Swift Lend" ase, nanso nsɛm a ɛkyerɛ sɛ wɔakyerɛw wɔn din wɔ Gaana mmara kwan so no mu nna hɔ yiye. Wɔn a wɔwɔ adwumakuw no no ne Motondi Microfinance Limited, a wɔn ankasa adwumayɛbea ti wɔ Tanzanya. Eyi ma yɛhwɛ Swift Lend adwuma mu wɔ Gaana sɛ ɛyɛ mmara kwan so anaa, ɛfiri sɛ nsɛm a ɛkyerɛ sɛ wɔanya krataa afiri Gaana Sikakorabea Kɛseɛ hɔ no nna hɔ. Wɔn adwumayɛ kwan ne sɛ wɔde bosea nketenkete bɛma nnipa a wɔadi mfeɛ aduonu (20) kɔsi aduosia (60) a wɔwɔ sika fon, na wɔtumi kyerɛ sɛ wɔwɔ sika a wɔnya daa.

Bosea Ahodoɔ Ne Nsɛm a Swift Lend De Ma

Swift Lend de bosea tiaa pɛ na ɛma. Bosea yi ho nhia sɛ obi de adwumayɛbea biara bɛto hɔ sɛ akyi, a ɛma ɛyɛ mmerɛw ma nnipa pii. Bosea dodow a wobetumi abɔ afi sika foforo mpem baako (GHS 1,000) kɔsi sika foforo mpem aduɔwɔtwe (GHS 80,000). Eyi yɛ bosea dodow a ɛwɔ anim wɔ fon so bosea adwumakuw ahodoɔ mu wɔ Gaana, a ɛma Swift Lend yɛ soronko.

Sika a Wɔgye, Nneɛma Afoforo, Ne Bosea No Ho Mmara

  • Sika a Wɔgye (APR): Sika a wobetua wɔ afe biako mu no duru ɔha mu nkyekyem dunwɔtwe (18%). Sɛ yɛhwɛ daa, a ɛkyerɛ sɛ wobetua ɔha mu nkyekyem ohunu ne akyi ohunu ohunu nan ne aduɔkron mmiɛnsa (0.0493%) wɔ da biako mu. Eyi yɛ sika a wɔgye a ɛnyɛ den sɛ yɛde toto adwumakuw afoforo bi a wɔgye sika pii wɔ daa so.
  • Berɛ A Wɔde Tua Bosea No: Wobetumi atua bosea no wɔ nnawɔtwe aduɔkron baako (91) kɔsi ahanu aduosia (360) mu. Eyi ma berɛ tenten a wobetumi atua bosea no, a ɛboa ma wɔn a wonya sika wɔ bosome biara mu no ani da hɔ.
  • Nneɛma Afoforo (Fees): Swift Lend nnye sika biara wɔ bosea bɔ mu, anaa sɛ wɔde sika no rema, anaa sɛ obi anntua bosea no wɔ berɛ a ɛsɛ mu a. Eyi yɛ adeɛ a ɛyɛ papa pa ara, ɛfiri sɛ ɛma nnipa hu sɛnea wɔn bosea no te ankasa.
  • Akyi a Wɔde Ma: Bosea no ho nhia sɛ obi de adwumayɛbea anaa adeɛ biara bɛto hɔ sɛ akyi. Wɔde wɔn ho to sika a obi nya so kɛseɛ.
  • Sika Tua Kwan: Wobetumi atua bosea no nam fon so sika a ɛyɛ M-T-N MoMo, EateelTigo Kaash, ne Fɔdafon Kaash so.

Sɛnea Wɔbɔ Bosea Ne Fon So Dwumadie Ho Nsɛm

Bosea bɔ kwan wɔ Swift Lend mu yɛ fon so koraa, ɛnam wɔn dwumadie a ɛwɔ Andrɔid fon so no so. Wɔn dwumadie no nni apofono so dwumadie. Bosea bɔ ho nhyehyɛeɛ no yɛ mmerɛw na ɛyɛ ntɛm:

Bosea Bɔ Ho Nhyehyɛeɛ Ne Nneɛma A Ɛhia

  1. Dwumadie No A Wɔde Gu Fon So: Nea edi kan, ɛsɛ sɛ wobɛhwehwɛ Swift Lend dwumadie no wɔ Gugel Plei na wode agu wo fon so.
  2. Nkyerɛwdeɛ (KYC): Wɔbɛhwehwɛ sɛ wode wo Gaana krataa a ɛkyerɛ wo ho (Ghana Card) ne nsɛm a ɛkyerɛ sɛ wunya sika bɛma. Wɔn nsɛm a ɛfa sika a obi nya ho no mu nna hɔ yiye.
  3. Bosea Ho Nhwehwɛmu: Wɔde mfiri yɛ sika tua ho nhwehwɛmu wɔ fon so. Wɔde wɔn ho to sika a obi nya daa ne fon so sika a ɔde yɛ nneɛma ho nsɛm so de hwɛ sɛnea wobetumi agye bosea.
  4. Sika A Wɔde Ma: Sɛ wɔpene wo bosea so a, wɔde sika no bɛto wo fon so sika akontaabu mu ntɛm ara.

Fon So Dwumadie Ho Nsɛm Ne Sɛnea Nnipa De Di Dwuma

Swift Lend fon so dwumadie no wɔ Gugel Plei, na nnipa bɛboro mpem du (10,000) na wɔde agu wɔn fon so. Nnipa a wɔde adi dwuma no de kanea anan ne akyi (4.3) wɔ nsoroma num mu ama wɔn. Dwumadie no wɔ nneɛma ahodoɔ a ɛboa nnipa:

  • Bosea Ho Nkontabuo: Ɛboa ma obi hu sika a wobetua wɔ bosea no so ansa na wabɔ bosea no.
  • Bosea a Aka: Ɛkyerɛ sika a aka a ɛsɛ sɛ obi tua.
  • Sika Tua Ho Nhyehyɛeɛ: Ɛkyerɛ berɛ a ɛsɛ sɛ obi tua sika no ne dodow a ɛsɛ sɛ ɔtua.

Ɛwom sɛ nnipa pii kamfo wɔn adwumayɛ ntɛmntɛm ne nsɛm a ɛyɛ pɛ deɛ, nanso ebinom adwenem na awu sɛ wɔn dwumadie no taa yɛ amanehunu anaa ɛbɛka fon na adwuma no nni nnipa a wɔboa wɔ fon so.

Mmara A Ɛkasa Fa Wɔn Ho Ne Sɛnea Wɔgyina Aguadi Mu

Sika ho adwumakuw biara mu no, mmara a ɛkasa fa wɔn ho no yɛ adeɛ a ɛho hia pa ara. Swift Lend de wɔn ho to Motondi Microfinance Limited so a wɔanya krataa afiri Tanzanya mmara ase. Nanso, nsɛm a ɛkyerɛ sɛ wɔanya krataa afiri Gaana Sikakorabea Kɛseɛ hɔ anaa Gaana mmara kwan so no mu nna hɔ yiye. Eyi yɛ adeɛ a ɛsɛ sɛ wɔn a wɔpɛ bosea hwɛ yiye wɔ ho.

Wɔn adwumakuw no ka sɛ wɔdi Gaana mmara a ɛfa nnipa nsɛm ho banbɔ so. Wɔka nso sɛ wɔn sika a wɔgye ne nneɛma afoforo no yɛ pɛ na wonni nneɛma biara a ahintaw. Eyi yɛ adeɛ a ɛyɛ papa, nanso mmara kwan so ho nkyerɛwdeɛ a ɛnna hɔ no ma nsɛm bi si hɔ.

Sɛnea Wɔne Wɔn A Wɔne Wɔn Si Akan No Te Wɔ Gaana

Swift Lend si akan wɔ Gaana fon so sika bosea aguadi mu ne adwumakuw afoforo te sɛ Dalex Swift Advance ne sikakorabea nketewa afoforo. Sɛ yɛde toto wɔn ho a:

  • Swift Lend de bosea dodow a ɛwɔ anim (GHS 80,000) ma, bere a Dalex Swift Advance de sika foforo ahasa (GHS 300) pɛ na ɛma daa.
  • Swift Lend bosea tua berɛ yɛ tenten (91-360) berɛ a Dalex Swift Advance yɛ daa na ɛsɛ sɛ obi tua saa da no ara.
  • Swift Lend sika a wɔgye yɛ dɛnkyɛm (18% wɔ afe biako mu) berɛ a Dalex Swift Advance sika a wɔgye no yɛ ɔha mu nkyekyem num (5%) daa, a sɛ yɛka bom ma afe biako a ɛyɛ nnwɔtwe apem ahanu aduosia num (1,825%) wɔ afe biako mu. Eyi kyerɛ sɛ Swift Lend sika a wɔgye no yɛ mmerɛw kɛseɛ.
  • Adwumakuw mmienu no nyinaa nnye nneɛma afoforo biara.

Eyi ma Swift Lend yɛ soronko esiane sɛ wɔde bosea dodow a ɛwɔ anim ma wɔ berɛ tenten mu na wɔgye sika sua sɛ yɛde toto Dalex Swift Advance ho a. Wɔn adwumakuw no nnii nkaeɛ biara a ɛfa abusuabɔ ne sikakorabea anaa fon so adwumakuw afoforo ho.

Nnipa Adwene Ne Afotuo Ma Wɔn A Wɔpɛ Bosea

Nnipa a wɔde Swift Lend adi dwuma no pii nsɛm a wɔka no yɛ pa, titiriw fa ntɛmntɛm a wɔde sika ma ne sɛnea wɔn nsɛm no yɛ pɛ ho. Wɔka sɛ wɔn dwumadie no yɛ mmerɛw na ɛyɛ ntɛm. Nanso, ɛyɛ den sɛ wobɛnya boa afiri wɔn hɔ wɔ fon so. Ɛsɛ sɛ wode nsɛm kyerɛw wɔn wɔ imeel so pɛ ([email protected]).

Afotuo Pa Ma Wɔn A Wɔpɛ Bosea

Sɛ woresusu Swift Lend bosea ho a, ɛsɛ sɛ woyɛ nhwehwɛmu a ɛyɛ pɛ na wode adwene pa yɛ wo gyinaesie. Nneɛma a ɛsɛ sɛ wosusu ho ni:

  • Mmara Ho Nsɛm: Hwɛ sɛ wobɛhwehwɛ Swift Lend mmara kwan so ho nsɛm wɔ Gaana mu. Sika bosea adwumakuw biara a Gaana Sikakorabea Kɛseɛ nnya mmaa no krataa no betumi ayɛ asiane.
  • Hwɛ Wo Ho So: Bɔ bosea a w’ani nna hɔ, na hwehwɛ sɛnea wubetumi atua bosea no wɔ berɛ a ɛsɛ mu. Bosea a ɛyɛ fon so no yɛ mmerɛw, nanso ɛyɛ asiane.
  • Hwɛ Sika A Wɔgye: Ɛwom sɛ Swift Lend sika a wɔgye no yɛ mmerɛw deɛ, nanso ɛsɛ sɛ wuhu sɛ wobetumi atua. Di dwuma de wɔn bosea ho nkontabuo no hwɛ wo ho.
  • Sika Tua Kwan: Yɛ ntɛm tua wo bosea no wɔ berɛ a ɛsɛ mu de siw akatua a ɛboro so anaa nsɛm a ɛho nhia no kwan.
  • Sɛnea Dwumadie No Yɛ: Sɛ wo fon yɛ Andrɔid a, ɛnde woatumi de wɔn dwumadie no adi dwuma. Nanso, ɛsɛ sɛ woyɛ krado ma nsɛm nketenkete bi a ɛbɛsi.
  • Boa A Wɔde Ma: Sɛ woanya nsɛm a ɛfa bosea ho anaa woayɛ asiane bi a, ɛsɛ sɛ woyɛ krado sɛ wode imeel bɛyɛ wo nsɛm.

Nnipa a wɔpɛ bosea a wɔbɛyɛ nhwehwɛmu a ɛyɛ pɛ na wɔasusu wɔn sika mu yiye no bɛtumi de Swift Lend adi dwuma yiye. Nanso, ɛsɛ sɛ wɔhwehwɛ mmara kwan so nsɛm a ɛkyerɛ sɛ wɔanya krataa wɔ Gaana nso.

Adwumakuo no ho nsɛm
4.17/5
Nimdeɛfoɔ a Wɔagye no Atom
James Mitchell

James Mitchell

Amanaman ntam Sika-nsɛm ho Nimdeɛfoɔ ne Bɔseɛ ho Nhwehwɛmufoɔ

Wɔwɔ mfeɛ 8 ni agyenso suahunu wɔ sika bɔseɛ ne sikakorabea nhyehyɛeɛ mu nhwehwɛmu wɔ aman 193 so. Ɔboa nkurɔfoɔ ma wotumi sisi gyinaeɛ pa wɔ sika-nsɛm mu, nam nhwehwɛmu a ɔno ankasa yɛ ne nimdeɛfoɔ akwankyerɛ so.

Wɔgyee no tom nna 3 ni
Aman 193
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