LoanGlide

Wɔ nnɛ bere yi mu a digital nneɛma renya nkɔsoɔ wɔ Ghana no, adwumakuw ahodoɔ pii redi dwuma wɔ sikadehyɛ mu. LoanGlide yɛ adwumakuw baako a ɛwɔ digital sikadehyɛ so, a ɛde sikadehyɛ tiawa ma nnipa a wɔwɔ Ghana. Sɛ wopɛ sɛ wunim LoanGlide yiye ansa na woasusuw sɛ wode sikadehyɛ bɛto hɔ a, afei ɛho hia sɛ wokan nsɛm yi nyinaa ansa na woayɛ gyinaeɛ.

Adwumakuw no ho asɛm ne ne mfiase wɔ Ghana

LoanGlide yɛ digital sikadehyɛ adwumakuw a ɛyɛ adwuma wɔ Ghana. Nanso, sɛ yɛhwehwɛ mu yiye a, ɛda adi sɛ Elielsie Micro-Credit Enterprise na ɛyɛ wɔn a wɔyɛ app no ​​wɔ Google Play Store so. Wɔtee adwumakuw no wɔ afe 2024 mu, na ɛyɛ adwuma sɛ mobile app pɛ, a ɛnni baabi a nnipa betumi akɔ. Wɔn adwumayɛbea ti wɔ Ring Road East, Accra, Ghana. Wɔn adwuma titiriw ne sɛ wɔde sikadehyɛ nketewa, a ɛnni awerɛhyɛmu biara ma nnipa a wɔgye akatua anaa aguadifoɔ nketewa a wɔadi fi mfeɛ 18 kosi 65, a wɔwɔ sika a wɔgye daa.

Sika a LoanGlide de yɛ adwuma no firi mfasoɔ a wɔde gye wɔ sikadehyɛ so ne dwumadie twaa. Wɔn adwene titiriw ne sɛ wɔde sikadehyɛ bɛma ntɛm denam mobile app so, a ɛma adesrɛ adwuma no yɛ mmerɛ na ɛyɛ ntɛm.

Sikadehyɛ a wɔde ma ne nea ɛka ho

LoanGlide de sikadehyɛ ahodoɔ a ɛyɛ ankorankoro de, a wɔsan frɛ no amanneɛbɔ sikadehyɛ ma. Sikadehyɛ a wotumi nya no firi Ghana Cedis (GHS) 500 kosi GHS 8,000. Wɔde sikadehyɛ yi ma sɛnea nnipa hia sika ntɛm no.

• Mfasoɔ rates ne Mfeɛ mu Mfasoɔ Rate (APR): LoanGlide mfasoɔ rate firi 18% kosi 34% wɔ afe mu. Sɛ nhwɛsoɔ no, sɛ wogye GHS 5,000 wɔ 22% APR so wɔ nnafua 180 mu a, ɛbɛma woanya GHS 550 sɛ mfasoɔ, na sika a wobetua no nyinaa ayɛ GHS 5,550. Mfasoɔ yi yɛ nea ɛkorɔn wɔ sikadehyɛ nketewa mu, na ɛsɛ sɛ wode wo ho to hɔ yiye.
• Sikadehyɛ berɛ ne sika a wobetua: Wɔde sikadehyɛ no ma firi nnafua 91 kosi nnafua 180. Ade titiriw ne sɛ wobetua sika no nyinaa prɛko pɛ wɔ sikadehyɛ berɛ no awieeɛ.
• Twaa ahodoɔ: Adwumakuw no nkyerɛɛ dwumadie twaa anaa sika a wɔtwa sɛ wotua bɔne akyi no pefee. Eyi yɛ ade a ɛho hia sɛ wohwɛ so yiye, efisɛ ɛtumi ma sika a wobetua no yɛ pii.
• Awerɛhyɛmu: LoanGlide sikadehyɛ no yɛ nea ɛnni awerɛhyɛmu biara, a ɛkyerɛ sɛ ɛho nhia sɛ wode wo agyapadeɛ biara to hɔ.

Sɛnea wode w'adesrɛ kɔma ne nea ehia

LoanGlide sikadehyɛ adesrɛ adwuma no yɛ mobile app so pɛ, a ɛwɔ Google Play Store. Ɛnni iOS version anaa baabi a nnipa betumi akɔ anaa Ghana website biara a ɛfa ho.

Adesrɛ ho nhyehyɛeɛ:

• Mobile App: Adesrɛ nyinaa fa wɔn Android app so. App no wɔ downloads bɛboro 50,000, na ɛwɔ rating a ɛyɛ 4.3/5.
• Nea ehia:
  • Ɛsɛ sɛ woyɛ Ghanani.
  • Ɛsɛ sɛ woadi fi mfeɛ 18 kosi 65.
  • Ɛsɛ sɛ wode adansedie kyerɛ sɛ wogye sika daa.
  • Wobetumi ahia sɛ wode wo ID ka ho wɔ digital kwan so.
• Sika mu nsusuwiiɛ: Wɔde wɔn ankasa kwan so algorithm di dwuma de susuw sika a wobetumi de ama wo, a ɛfa wo sika a wogye ne wo mobile phone data ho. Wɔnni credit bureau integration.
• Sika a wɔde ma: Sɛ wopene wo adesrɛ so a, wobetumi de sika no ato wo bank account mu anaa wo mobile money (MTN MoMo) so. Wɔnni sika a wobetumi agye no wɔ baabi.

Dwumadie no ho nhyehyɛeɛ ne sɛnea ɛyɛ adwuma

LoanGlide app no yɛ nea wɔyɛɛ no sɛ ɛbɛma adesrɛ yɛ mmerɛ na ntɛm. Wɔyɛɛ app no wɔ Android platform so, na ɛho hia sɛ wode Android 6.0 anaa nea ɛboro saa na edi dwuma. App no version a ɛyɛ foforo no yɛ 1.0.4, na wɔyɛɛ no foforo wɔ June 2025 mu.

• App features:
  • Ntɛm gyinaeɛ wɔ sikadehyɛ ho.
  • Dashboard a ɛkyerɛ sikadehyɛ a ɛyɛ adwuma ne nea wobetumi atua.
  • In-app support chat anaa email.
• Nnipa adwenkyerɛ: App no wɔ 4.3/5 rating wɔ Google Play so, a ɛkyerɛ sɛ nnipa pii ani agye ho. Nanso, ɛsɛ sɛ wode wo ho to hɔ yiye wɔ nsɛm pii ho.
• Digital ho nsɛm: LoanGlide nni Ghana website anaa social media accounts biara a ɛda adi. Wɔn Play Store listing no kyerɛ sɛ wɔn adwuma no yɛ adwuma wɔ Ghana nyinaa.

Mmara kwan so gyinabea ne tumi krataa

Eyi yɛ ade a ɛho hia paa wɔ LoanGlide adwumakuw no ho. Sɛ yɛhwehwɛ Ghana Apam Sikakora Adwumakuw (BoG) nsɛm mu a, LoanGlide nni tumi krataa a ɛfata sɛ ɔde sika ma anaa ɔgye sika wɔ Ghana. Eyi kyerɛ sɛ adwumakuw no nni mmara kwan so anaa mmara nhyehyɛeɛ a BoG de ato hɔ. Ghana Apam Sikakora Adwumakuw no de kɔkɔbɔ too gua wɔ August 22, 2022, a ɛfa mobile sikadehyɛ adwumakuw a wɔnni tumi krataa ho.

Esiane sɛ adwumakuw no nni tumi krataa nti, ɛnni BoG anim hwehwɛmu anaa hwɛ. Eyi kyerɛ sɛ ɛho nni nsɛm a ɛfa sika gyina anaa ahobammɔ a wɔde ma sikadehyɛfoɔ ho. Nanso, app no kyerɛ sɛ wɔde data encryption di dwuma na wotumi hwehwɛ sɛ wɔyi wo data fi hɔ.

Akwanhyia a ɛwɔ hɔ: Sɛ wode wo ho hyɛ sikadehyɛ mu wɔ adwumakuw a ɛnni tumi krataa hɔ a, ɛde wo to akwanhyia pii mu, te sɛ mmara kwan so ahobammɔ a ɛnni hɔ, sika a wɔtwa no pefee, anaa sɛ ɛba sɛ nsɛm ba a, obiara nni hɔ a wotumi kɔ hɔ koraa. Wɔtumi sesa wɔn mmara ne nsɛm a wɔde ma ntɛm na obiara nni hɔ a ɔbɛhwɛ so.

Adwumakuw no wɔ gua so ne nnipa atipɛnfo

LoanGlide yɛ adwumakuw a ɛda so ara yɛ foforo wɔ Ghana sikadehyɛ mu, nanso ɛda so ara wɔ Google Play Store so finance apps 20 a ɛdi mu no mu biako (wɔn din ne 18th). Nanso, wɔn adwuma ntra nnipa atipɛnfoɔ a wɔato wɔn din te sɛ SoftMoney, Chipper Cash (ne sikadehyɛ fa), ne Momo Microcredit apps te sɛ Fido ne FidoMicro.

Wɔn ho nsonsonoeɛ: LoanGlide yɛ adwumakuw a ɛde ne ho to mobile app so koraa, a ɛde sikadehyɛ tiawa ma, a ɛnni awerɛhyɛmu, na wɔn mfasoɔ rates yɛ nea ɛkorɔn. Wɔnni nsɛm pii a ɛkyerɛ sɛ wɔbɛtrɛw wɔn adwuma mu anaa wɔbɛyɛ adwuma ne adwumakuw kɛseɛ bi. Nanso, ɛda adi sɛ wɔde MTN MoMo di dwuma sɛ sika a wɔde ma so. Wɔn adwuma kɛseɛ no firi downloads a ɛboro 50,000 no mu.

Nnipa a wɔde wɔn ho bɛto hɔfoɔ adwenkyerɛ ne akwanhyia

Wɔ Google Play Store so no, LoanGlide wɔ rating a ɛyɛ 4.3/5. Nnipa pii ka sɛ adesrɛ no yɛ ntɛm na ɛyɛ mmerɛ. Nanso, nnipa kakraa bi nso aka sɛ mfasoɔ no yɛ kɛse na ɛtumi ma sika a wɔde ma no yɛ akyiri.

• Nneɛma a nnipa taa de ho kyerɛkyerɛ:
  • Sika a wɔtwa no nkyerɛkyerɛ mu pefee.
  • Nsɛm a ɛfa sika a wɔtua akyiri ho.
• Nnwoma a wɔde ma nnipa: Wɔde email support na edi dwuma. Wɔnni phone support anaa in-app live chat. Eyi kyerɛ sɛ nsɛm biara a ɛba no, ɛtumi gye bere ansa na wɔatumi adi ho dwuma.

Afotuo a ɛfa ho ma sikadehyɛfoɔ a wɔpɛ sɛ wɔde wɔn ho to hɔ

Sɛ woresusuw sɛ wobɛgye sika afiri LoanGlide hɔ a, ɛho hia sɛ wode w'adwene si nneɛma yi so:

1. Mmara kwan so tumi krataa: Ade titiriw a ɛsɛ sɛ wunim ne sɛ LoanGlide nni Ghana Apam Sikakora Adwumakuw (BoG) tumi krataa a ɛfata. Eyi de akwanhyia pii ba, efisɛ wo ho nni mmara kwan so ahobammɔ. Sɛ nsɛm bi ba a, wuntumi nkɔ BoG hɔ nka wo ho asɛm.
2. Hwehwɛ mu yiye: Kan mmara ne nsɛm a ɛwɔ wɔn app no mu yiye, na hwɛ sɛ wote ase ansa na woapene so. Sɛ wɔnkyerɛ twaa biara pefee a, bisa anaa yɛ adwene sɛ ɛbɛyɛ adwuma.
3. Twaa ne mfasoɔ rates: Wɔn mfasoɔ rates yɛ nea ɛkorɔn. Sɛ wobɛgye sika a, yɛ wo nsusuwiiɛ yiye na hwɛ sɛ wobetumi atua sika no nyinaa wɔ berɛ a ɛsɛ mu.
4. Nsusuwiiɛ a ɛfa sikadehyɛ ho: Nya adwene a ɛfata wɔ sikadehyɛ ho. Gye sika a wobetumi atua ansa na sikadehyɛ berɛ no awieeɛ. Sɛ wode w'asɛdeɛ gye sika a wuntumi ntua a, ɛtumi de wo ho to sikasɛm mu haw mu.
5. Tumi krataa a ɛwɔ hɔ: Hwɛ sɛ wobɛyɛ wo sikadehyɛ wɔ adwumakuw a ɛwɔ BoG tumi krataa hɔ. Eyi ma wo ahobammɔ na ɛma wunya akwan pii sɛ nsɛm bi ba a.
6. Wo data ahobammɔ: Sɛ wode wo data ma adwumakuw a ɛnni tumi krataa a, ɛho hia sɛ wunim akwanhyia a ɛwɔ hɔ. Hwɛ sɛ wo privacy ho nsɛm bɛyɛ ahobammɔ.

Sɛ woyɛ nsusuwiiɛ a ɛte saa a, ɛbɛboa wo ma woayɛ gyinaeɛ pa wɔ sɛ wode wo ho bɛto LoanGlide sikadehyɛ ho anaa.